Magnate Finance, at its core, is the first Metaverse based Lending Protocol on Base and Arbitrum, adopted a dynamic interest rate model and created more capital-efficient risk management pools, as such a broad selection of collateral types, crypto tokens, stablecoins, synthetic assets, NFTs, and other kind of assets (account receivables, invoices, mortgages, etc.) can be fully utilized in a safe way. Furthermore, the rewarding system based on a delicately designed token economy enables continuous incentive allocation to boost demands. In Magnate's future plan, the Magnate protocol can accept all valuable assets for lending.